SSNIT Tier-2: How GES Employees Can Check Their Contributions


The Social Security and National Insurance Trust (SSNIT) is a statutory public Trust charged under the National Pensions Act, 2008 Act 766 with the administration of Ghana’s Basic National Social Security Scheme.

Its mandate is to cater for the First Tier of the Three-Tier Pension Scheme. The Trust is currently the largest non-bank financial institution in Ghana.

The primary responsibility of the Trust is to replace part of lost income of workers in Ghana due to Old Age, Invalidity or Death of a member where dependants receive lump sum payment.

It is also responsible for the payment of Emigration benefit to a non-Ghanaian member who is leaving Ghana permanently.

The Pension Scheme as administered by SSNIT has an active membership of over 1.6 million as at January, 2021 with over 226,000 pensioners who regularly receive their monthly pensions from SSNIT.


The Trust was established in 1972 under NRCD 127 to administer the National Social Security Scheme. Prior to 1972, the Scheme was administered jointly by the then Department of Pensions and the State Insurance Corporation.

The Trust administered the Social Security Scheme as a Provident Fund Scheme until 1991 when it was converted to a Social Insurance Pension Scheme then governed by the PNDC law 247.

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The scheme in Ghana was reformed by an Act of Parliament, Act 766 of 2008 and was implemented in January 2010 to replace all pension schemes in Ghana including Cap 30.

In 2014, the National Pensions (Amendment) Act 883 was passed to amend portions of Act 766.


The second tier is also mandatory but unlike the first tier, it is managed by Private Pension Service Providers (PSPs). The contribution amount due is 5% of the employee’s basic monthly salary.

This cost is borne by the employee.

The employee gets a tax relief for Tier 2 contributions, i.e. the contribution gets deducted from the employee’s basic salary before the salary gets taxed — effectively reducing the amount of tax the employee pays.

The main distinction here is that the contribution is not paid to SSNIT, but rather, the employer is allowed to select their preferred Pension Service Provider.

This gives employees a chance to earn higher rates of return on their investment, usually above what SSNIT offers.

In the case of employees from the Ghana Education Service, the selected Pension Service Provider for Tier 2 is Glico Pensions Trustee Limited.


The Ghana Education Service Occupational Pension Scheme (GESOPS) is a Tier-2 pension scheme registered and regulated by the National Pensions Regulatory Authority under the Pensions Act, 2008, (Act 766) as amended.

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The Scheme’s membership is drawn from employees of the Ghana Education Service, with members belonging to one of the Unions in the educational sector.

GESOPS is managed by a Board of Trustees with representation from relevant institutions such as the Ministries of Education, Finance, the Attorney General’s Department, the various Unions and an Independent Trustee.

Like all Tier-2 Pension Schemes, GESOPS receives five (5) out of the 18.5% monthly social security contributions made on worker’s behalf.


  1. Visit the Ghana Education Service Occupational Pension Scheme (GESOPS) at their official website HERE.

    GESOPS Official Website Display
    GESOPS Official Website Display
  2. At the official website, click on “Members”.

    GESOPS Member Login
    GESOPS Member Login
  3. Click “Create One” if you are a first time user.

    GESOPS Create One Page
    GESOPS Create One Page
  4. Enter your GES Staff ID Number and SSNIT Number and proceed to Submit

    GESOPS Login Details
    GESOPS Login Details
  5. Your Bio data will be displayed if your data is captured in GESOPS. The data includes:
  • Scheme type
  • Staff ID
  • SSNIT Number
  • Base Number
  • Employer
  • Scheme Name
  • Date Of Birth in the format of Year, Month & Date
  • Phone Number (Number used during your biometric registration)
  • Contributor’s Name (Surname & Other Names)

NB: At the moment, this data cannot be edited/altered.

After checking and verifying the details of the above information, click next to proceed to the next page.

GESOPS Default Member Details
GESOPS Default Member Details
  1. Registration Dashboard

Enter the following details to confirm your registration

  • Valid accessible Email Address
  • Password
  • Repeat your password

Tick the small empty box at the bottom left and click “Register

  1. Now, enter your Staff ID and Password you used at Step 6 and click Login.

    GESOPS Member Login Page
    GESOPS Member Login Page
  2. Viola, you have successfully created your account with GESOPS. On your Dashboard, you can do the following:
  • Check Statement
  • View Beneficiaries
  • Submit a Claim

You can equally check your Profile.

GESOPS Member Dashboard
GESOPS Member Dashboard

Some members may encounter an error during Step 4 even though they have entered the right details requested.

GESOPS Error Message
GESOPS Error Message

If you encounter the above error, do not panic. You can call the Office Number of GESOPS at 0509629009 or send a WhatsApp message to 0271900977 between the hours of 9:00am to 5:00pm.

Members can also choose to submit an Email to GESOPS via [email protected] or visit their Office at 1st Floor, SSNIT EMPORIUM AIRPORT – ACCRA.

GESOPS Contact
GESOPS Contact

If you are an employee of the Ghana Education Service (GES) who has already created an account on the Ghana Education Service Occupational Pension Scheme (GESOPS) platform, kindly follow the link HERE to read how to claim your Tier-2 pension benefits in 5 simple steps. >>>LINK<<< 


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